Kabaiku, Peter Mwaura. “Savings and Credit Cooperative Societies (SACCOs)in Kenya: A Theo-Social Justification”. Jumuga Journal of Education, Oral Studies, and Human Sciences (JJEOSHS) 1, no. 1 (December 11, 2018): 1–13. Accessed December 22, 2024. https://jumugajournal.org/index.php/jjeoshs/article/view/3.